Plans
What Part A Covers
In general, Part A covers:
-
Hospital care
-
Skilled nursing facility care
-
Nursing home care
-
Home health services
What Part B Covers
In general, Part B covers:
-
Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
-
Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best. You pay nothing for most preventive services if you get the services from a health care provider who accepts assignment.
-
Clinical research
-
Ambulance services
-
Durable medical equipment (DME)
-
Mental Health - Inpatient/Outpatient - Partial hospitalization
-
Getting second opinions before surgery
Service Centers
Drop off your damaged car, pick up a rental and go.
It's that easy.
What Part D Covers
In general, Part D covers:
Each Medicare drug plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.
A drug in a lower tier will generally cost you less than a drug in a higher tier. Your prescriber may think you need a drug that's on a higher tier. If so, you or your prescriber can sometimes ask your plan for an exception to get a lower copayment.
A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:
-
Provide written notice to you at least 60 days prior to the date the change becomes effective.
-
At the time you request a refill, provide both of these:
-
A written notice of the change
-
A 60-day supply of the drug under the same plan rules as before the change
-
What Part C Covers
In general, Part C covers:
A type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits. Medicare Advantage Plans include:
-
Health Maintenance Organizations
-
Preferred Provider Organizations
-
Private Fee-for-Service Plans
-
Special Needs Plans
-
Medicare Medical Savings Account Plans
If you’re enrolled in a Medicare Advantage Plan:
-
Most Medicare services are covered through the plan
-
Medicare services aren’t paid for by Original Medicare
Most Medicare Advantage Plans offer prescription drug coverage.
Different types of Medicare Advantage Plans
Get a quote!
HOURS & LOCATION
Location
Hours
Monday - Friday
8:30 am to 5:00 pm
​